Filed Date: Sept. 30, 2011
Closed Date: 2014
Clearinghouse coding complete
On September 30, 2011, the United States Department of Justice Civil Rights Division filed a lawsuit in the United States District Court for the Eastern District of Virginia against C&F Mortgage Corporation. The suit was brought on behalf of African-American and Hispanic borrowers against C&F Mortgage Corporation, alleging that it had engaged in a pattern or practice of discrimination on the basis of race and/or national origin against black and Hispanic borrowers. Specifically, the complaint alleged that C&F Mortgage Corporation, on average, charged both black and Hispanic borrowers approximately 20 basis points more than it charged to similarly-situated whites.
The plaintiff also filed a motion for approval of a consent order on September 30, 2011.
The Court (Judge Robert E. Payne) entered a final consent order on October 4, 2011 and maintained that it would retain jurisdiction over the case to enforce the terms of the Order. Under the provisions of the order, C&F agreed to implement policies and procedures designed to ensure that the prices charged for C&F's residential loan products, including the portion of the price that reflects the discretion of the loan officer or any other employee, are set in a nondiscriminatory manner consistent with the requirements of the FHA and the ECOA. In addition, C&F agreed to compensate certain black and Hispanic borrowers.
The terms of the Order ended on January 17, 2014 and the Court (Judge Robert E. Payne) dismissed the case with prejudice.
Summary Authors
Megan Richardson (11/7/2014)
For PACER's information on parties and their attorneys, see: https://www.courtlistener.com/docket/43266722/parties/united-states-v-cf-mortgage-corporation/
Griffin, Howard R. (District of Columbia)
Holder, Eric H. Jr. (District of Columbia)
Macbride, Neil H (Virginia)
Mcintosh, Robert P (Virginia)
McKenzie, Ray Daniel (District of Columbia)
Payne, Robert E. (Virginia)
See docket on RECAP: https://www.courtlistener.com/docket/43266722/united-states-v-cf-mortgage-corporation/
Last updated April 8, 2024, 3:18 a.m.
State / Territory: Virginia
Case Type(s):
Fair Housing/Lending/Insurance
Special Collection(s):
Key Dates
Filing Date: Sept. 30, 2011
Closing Date: 2014
Case Ongoing: No
Plaintiffs
Plaintiff Description:
Department of Justice on behalf of African American and Hispanic borrowers.
Plaintiff Type(s):
Attorney Organizations:
U.S. Dept. of Justice Civil Rights Division
Public Interest Lawyer: No
Filed Pro Se: No
Class Action Sought: No
Class Action Outcome: Not sought
Defendants
C&F Mortgage Corporation, Private Entity/Person
Defendant Type(s):
Case Details
Causes of Action:
Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Available Documents:
Injunctive (or Injunctive-like) Relief
Outcome
Prevailing Party: Mixed
Nature of Relief:
Injunction / Injunctive-like Settlement
Source of Relief:
Form of Settlement:
Court Approved Settlement or Consent Decree
Amount Defendant Pays: 140,000.00
Order Duration: 2011 - 2014
Content of Injunction:
Develop anti-discrimination policy
Provide antidiscrimination training
Issues
General:
Discrimination-area:
Discrimination-basis:
National origin discrimination
Race:
National Origin/Ethnicity: