Filed Date: May 7, 1986
Closed Date: 1986
Clearinghouse coding complete
On May 7, 1986, the United States filed a lawsuit against the Capitol Thrift and Loan Association in the United States District Court for the Northern District of California. The lawsuit, presumably filed under the Fair Housing Act and/or Equal Credit Opportunity Act, alleged that the lender discriminated against black and Mexican-American home-loan applicants by instructing its employees not to make too many loans to members of these groups, or by giving them less favorable terms than other clients.
Using evidence developed by the Federal Trade Commission (FTC), the Justice Department negotiated a consent decree that enjoined further discriminatory conduct on the part of the defendant, and required that Capitol establish affirmative marketing practices. Capitol entered into the consent decree, and the District Court signed the decree on September 2, 1986.
Because this case happened before the federal courts began digitizing their records, we have not been able to obtain any documents for it. Therefore, this limited summary is based largely on information in Jean Noonan's article, "Federal Trade Commission Enforcement Activities," published in the Practicing Law Institute, June 1, 1989.
Summary Authors
Nick Niles (7/12/2007)
Last updated March 20, 2024, 3:22 a.m.
Docket sheet not available via the Clearinghouse.State / Territory: California
Case Type(s):
Fair Housing/Lending/Insurance
Key Dates
Filing Date: May 7, 1986
Closing Date: 1986
Case Ongoing: No
Plaintiffs
Plaintiff Description:
African-American and Mexican-American customers of Capitol Thrift & Loan Association who were allegedly discriminated against with unfair terms or outright denial of loan applications.
Attorney Organizations:
U.S. Dept. of Justice Civil Rights Division
Public Interest Lawyer: Unknown
Filed Pro Se: Unknown
Class Action Sought: Unknown
Class Action Outcome: Unknown
Defendants
Capitol Thrift & Loan Association, Private Entity/Person
Case Details
Available Documents:
Outcome
Prevailing Party: Plaintiff
Nature of Relief:
Injunction / Injunctive-like Settlement
Source of Relief:
Form of Settlement: