Resource: United States v. Decatur Federal Savings & Loan (N.D. Ga.)

By: Department of Justice

September 17, 1992

Department of Justice

On September 17, 1992, the court entered a consent decree in United States v. Decatur Federal Savings & Loan (N.D. Ga.). The complaint, which was filed simultaneously with the consent decree on Septemebr 17, 1992, alleged that the bank applied stricter underwriting standards to African-American applicants than to white applicants. The United States also contended that the bank devised ways to avoid dealing with African-Americans. Under the consent decree the bank agreed to pay $1 million to compensate 48 victims of discrimination and to take a series of corrective measures to ensure compliance with federal fair lending laws.This was the United States first mortgage lending case.