Case: Cartwright v. American Savings & Loan Association

2:82-cv-00637 | U.S. District Court for the Northern District of Indiana

Filed Date: Aug. 27, 1982

Closed Date: 1989

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Case Summary

Plaintiffs, a minority loan applicant and a fair housing non-profit, filed suit in the U.S. District Court for the Northern District of Indiana, alleging that Defendant-lender violated the Fair Housing Act, 42 U.S. 3601-3619, the Equal Credit Opportunity Act, 15 U.S.C. 1691, and federal civil rights statutes, 42 U.S.C. 1981, 1982, by discriminating against Plaintiff-loan applicant on the basis of her race. U.S. District Court Judge Richard Mills granted the Defendants' motion to dismiss after f…

Plaintiffs, a minority loan applicant and a fair housing non-profit, filed suit in the U.S. District Court for the Northern District of Indiana, alleging that Defendant-lender violated the Fair Housing Act, 42 U.S. 3601-3619, the Equal Credit Opportunity Act, 15 U.S.C. 1691, and federal civil rights statutes, 42 U.S.C. 1981, 1982, by discriminating against Plaintiff-loan applicant on the basis of her race. U.S. District Court Judge Richard Mills granted the Defendants' motion to dismiss after finding that the Defendant-lender had not rejected Plaintiff's loan application but had merely failed to act on it after two years, and that Plaintiff had failed to make out a prima facie case for redlining because Plaintiff had not alleged that the Defendant-lender had treated similarly situated white loan applicants in a different manner. The Seventh Circuit affirmed the District Court's rulings on July 14, 1989. Cartwright v. American Sav. & Loan Assoc., 880 F.2d 912 (7th Cir. 1989).

Summary Authors

Andrew Nash (6/2/2008)

People

Judge(s)

Coffey, John Louis (Wisconsin)

Cudahy, Richard Dickson (Illinois)

Easterbrook, Frank Hoover (Illinois)

Attorney for Plaintiff
Attorney for Defendant

Abrahamson, Harold (Indiana)

Dvorscak, Mark (Indiana)

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Documents in the Clearinghouse

Document

88-01593

[Opinion]

U.S. Court of Appeals for the Seventh Circuit

July 14, 1989

July 14, 1989

Order/Opinion

880 F.2d 912

Resources

Docket

Last updated March 27, 2024, 3:16 a.m.

Docket sheet not available via the Clearinghouse.

Case Details

State / Territory: Indiana

Case Type(s):

Fair Housing/Lending/Insurance

Key Dates

Filing Date: Aug. 27, 1982

Closing Date: 1989

Case Ongoing: No

Plaintiffs

Plaintiff Description:

Mortgage applicant and open housing center were refused approval of application by lender, allegedly because of applicant's race and sex.

Plaintiff Type(s):

Private Plaintiff

Public Interest Lawyer: No

Filed Pro Se: No

Class Action Sought: No

Class Action Outcome: Not sought

Defendants

American Savings & Loan Association, Private Entity/Person

Case Details

Causes of Action:

42 U.S.C. § 1981

Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.

42 U.S.C. § 1982

Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691

Available Documents:

Any published opinion

Outcome

Prevailing Party: Defendant

Nature of Relief:

None

Source of Relief:

None

Issues

General/Misc.:

Funding

Discrimination Area:

Lending

Discrimination Basis:

Race discrimination

Affected Race(s):

Black