Resource: Federal Employees Health Benefits and Postal Service Health Benefits Programs Call Letter

This is [the OPM's] call for benefit and rate proposals for Federal Employees Health Benefits (FEHB) and Postal Service Health Benefits (PSHB) Program Carriers (for brevity, and unless specifically stated otherwise, collectively referred throughout this document as Carriers). This combined Call Letter outlines OPM’s policy goals and initiatives for benefit proposals from Carriers in Plan Year 2027. Carriers are reminded that effective plan design is key to providing high-quality, affordable health care and Carriers must set 2027 premiums that reasonably and equitably reflect the cost of the benefits provided and premium reserve balances.