Case: Thomas v. First Federal Sav. Bank

2:84-00716 | U.S. District Court for the Northern District of Indiana

Filed Date: Oct. 26, 1984

Closed Date: Feb. 6, 1987

Clearinghouse coding complete

Case Summary

Plaintiffs, an African-American couple and a housing non-profit, filed suit in the U.S. District Court for the Northern District of Indiana, alleging violations of the federal civil rights statute, 42 U.S.C. 1982, the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691, and the Fair Housing Act (FHA), 42 U.S.C. 3601-3619. The individual plaintiffs had applied for a home equity loan from the Defendant-lender and, after being rejected for the loan, they alleged that the Defendant had based its de…

Plaintiffs, an African-American couple and a housing non-profit, filed suit in the U.S. District Court for the Northern District of Indiana, alleging violations of the federal civil rights statute, 42 U.S.C. 1982, the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691, and the Fair Housing Act (FHA), 42 U.S.C. 3601-3619. The individual plaintiffs had applied for a home equity loan from the Defendant-lender and, after being rejected for the loan, they alleged that the Defendant had based its decision on the racial identity of the plaintiffs and the racial composition of their neighborhood. The Defendant claimed that the value of the plaintiffs' home would not support the amount of the home equity loan.

On February 6, 1987, Judge James T. Moody granted the Defendant's motion for a directed verdict on all counts. Thomas v. First Federal Sav. Bank, 653 F. Supp. 1330 (N.D. Ind. 1987). Judge Moody found that the Plaintiffs had failed to adduce evidence of illegal discrimination since the Plaintiffs did not satisfy the Defendant-bank's objective standards for receipt of a loan.

Summary Authors

Andrew Nash (6/2/2008)

People


Judge(s)

Moody, James Tyne (Indiana)

Attorneys(s) for Plaintiff

Marshall, Albert Jr. (Indiana)

Parr, Rosalind (Indiana)

Attorneys(s) for Defendant

Cuppy, Fred (Indiana)

Schmidt, Kathryn D. (Indiana)

Smith, Stephen E. (Illinois)

Judge(s)

Moody, James Tyne (Indiana)

Attorneys(s) for Plaintiff

Marshall, Albert Jr. (Indiana)

Parr, Rosalind (Indiana)

Attorneys(s) for Defendant

Cuppy, Fred (Indiana)

Schmidt, Kathryn D. (Indiana)

Smith, Stephen E. (Illinois)

Documents in the Clearinghouse

Document

2:84-00716

Order [Re: Defendant's Motion for Summary Judgment]

Thomas v. First Federal Savings Bank of Indiana

1986 WL 15552

July 30, 1986

July 30, 1986

Order/Opinion

2:84-00716

Order and Memorandum Opinion [Judgment for Defendants]

Thomas v. First Federal Savings Bank of Indiana

653 F.Supp. 1330

Feb. 6, 1987

Feb. 6, 1987

Order/Opinion

2:84-00716

Order [Re: Attorney's Fees]

Thomas v. First Federal Savings Bank of Indiana

659 F.Supp. 421

March 19, 1987

March 19, 1987

Order/Opinion

Resources

Docket

Last updated Aug. 9, 2022, 3:18 a.m.

Docket sheet not available via the Clearinghouse.

Case Details

State / Territory: Indiana

Case Type(s):

Fair Housing/Lending/Insurance

Key Dates

Filing Date: Oct. 26, 1984

Closing Date: Feb. 6, 1987

Case Ongoing: No

Plaintiffs

Plaintiff Description:

Black homeowners who were refused granting a second mortgage on their home by lenders and a not-for-profit corporation whose goal is to further the Fair Housing Act.

Plaintiff Type(s):

Private Plaintiff

Public Interest Lawyer: No

Filed Pro Se: No

Class Action Sought: No

Class Action Outcome: Not sought

Defendants

First Federal Savings Bank of Indiana, Private Entity/Person

Case Details

Causes of Action:

42 U.S.C. § 1981

Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.

42 U.S.C. § 1982

Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691

Availably Documents:

Any published opinion

Outcome

Prevailing Party: Defendant

Nature of Relief:

None

Source of Relief:

None

Issues

General:

Funding

Discrimination-area:

Lending

Discrimination-basis:

Race discrimination

Race:

Black