Case: Cornerstone Credit Union League v. Consumer Financial Protection Bureau

COMPLAINT against Rohit Chopra, Consumer Financial Protection Bureau ( Filing fee $ 405 receipt number ATXEDC-10603906.), filed by Cornerstone Credit Union League, Consumer Data Industry Association. (Attachments: # 1 Civil Cover Sheet)(More, Alexander) (Entered: 01/07/2025)

1 Civil Cover Sheet

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Case assigned to District Judge Sean D. Jordan. (CLC)

Summons Issued as to Rohit Chopra, Consumer Financial Protection Bureau, U.S. Attorney and U.S. Attorney General (Attachments: # 1 Summons - Chopra, # 2 Summons - AG, # 3 Summons - US AG)(CLC) (Entered: 01/08/2025)

1 Summons

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2 Summons

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3 Summons

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NOTICE of Attorney Appearance - Pro Hac Vice by William Robert Murray, Jr on behalf of Cornerstone Credit Union League, Consumer Data Industry Association. Filing fee $ 100, receipt number ATXEDC-10607231. (Murray, William) (Entered: 01/08/2025)

NOTICE of Attorney Appearance - Pro Hac Vice by Ryan Thomas Scarborough on behalf of Cornerstone Credit Union League, Consumer Data Industry Association. Filing fee $ 100, receipt number ATXEDC-10607298. (Scarborough, Ryan) (Entered: 01/08/2025)

NOTICE of Attorney Appearance - Pro Hac Vice by Jesse Smallwood on behalf of Cornerstone Credit Union League, Consumer Data Industry Association. Filing fee $ 100, receipt number ATXEDC-10607320. (Smallwood, Jesse) (Entered: 01/08/2025)

NOTICE of Attorney Appearance - Pro Hac Vice by Christopher Baldacci on behalf of Cornerstone Credit Union League, Consumer Data Industry Association. Filing fee $ 100, receipt number ATXEDC-10607344. (Baldacci, Christopher) (Entered: 01/08/2025)

In accordance with the provisions of 28 USC Section 636(c), you are hereby notified that a U.S. Magistrate Judge of this district court is available to conduct any or all proceedings in this case including a jury or non-jury trial and to order the entry of a final judgment. The form Consent to Proceed Before Magistrate Judge is available on our website. All signed consent forms, excluding pro se parties, should be filed electronically using the event Notice Regarding Consent to Proceed Before Magistrate Judge. (clc)

Case Assigned/Reassigned

NOTICE of Attorney Appearance - Pro Hac Vice by Eric G Blankenstein on behalf of All Plaintiffs. Filing fee $ 100, receipt number ATXEDC-10610188. (Blankenstein, Eric) (Entered: 01/10/2025)

UNOPPOSED MOTION for Leave to File Pleadings Exceeding Page Limit by Cornerstone Credit Union League, Consumer Data Industry Association. (Attachments: # 1 Proposed Order)(More, Alexander) (Entered: 01/10/2025)

1 Proposed Order

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MOTION for Preliminary Injunction by Cornerstone Credit Union League, Consumer Data Industry Association. (Attachments: # 1 Exhibit, # 2 Exhibit, # 3 Exhibit, # 4 Exhibit, # 5 Exhibit, # 6 Exhibit, # 7 Exhibit, # 8 Proposed Order)(More, Alexander) (Entered: 01/10/2025)

1 Exhibit

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2 Exhibit

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3 Exhibit

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4 Exhibit

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5 Exhibit

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6 Exhibit

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7 Exhibit

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8 Proposed Order

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ORDER granting 8 Motion for Leave to Exceed Page Limit. It is therefore ORDERED that Plaintiffs' Motion for Preliminary Injunction, (Dkt. # 9 ), is deemed properly filed. It is further ORDERED that Defendants are granted a five-page expansion of the applicable page limit for their response to the preliminary-injunction motion. Signed by District Judge Sean D. Jordan on 1/13/2025. (jmb) (Entered: 01/13/2025)

SUMMONS REISSUED as to Consumer Financial Protection Bureau, Rohit Chopra, U.S. Attorney and U.S. Attorney General. (Attachments: # 1 Summons- Chopra, # 2 Summons - CFPB (AG), # 3 Summons - CFPB (USA), # 4 Summons - Chopra (AG), # 5 Summons - Chopra (USA))(CLC) (Entered: 01/13/2025)

1 Summons- Chopra

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2 Summons - CFPB (AG)

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3 Summons - CFPB (USA)

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4 Summons - Chopra (AG)

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5 Summons - Chopra (USA)

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NOTICE of Attorney Appearance by Andrea Matthews on behalf of All Defendants (Matthews, Andrea) (Entered: 01/22/2025)

SUMMONS Returned Executed by Cornerstone Credit Union League. Rohit Chopra served on 1/14/2025. (More, Alexander) (Entered: 01/22/2025)

SUMMONS Returned Executed by Cornerstone Credit Union League. Consumer Financial Protection Bureau served on 1/14/2025. (More, Alexander) (Entered: 01/22/2025)

NOTICE of Attorney Appearance by Amanda J Krause on behalf of All Defendants (Krause, Amanda) (Entered: 01/23/2025)

RESPONSE in Opposition re 9 MOTION for Preliminary Injunction filed by Consumer Financial Protection Bureau, Rohit Chopra. (Attachments: # 1 Proposed Order Denying Plaintiffs' Motion for Preliminary Injunction)(Krause, Amanda) (Entered: 01/23/2025)

1 Proposed Order Denying Plaintiffs' Motion for Preliminary Injunction

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ORDER. It is ORDERED that Plaintiffs' Motion for a Preliminary Injunction is set for a hearing on February 10, 2025, at 1:30 p.m. at the United States Courthouse located at 7940 Preston Road, Courtroom 105, Plano, Texas. Signed by District Judge Sean D. Jordan on 1/23/2025. (CLC) (Entered: 01/23/2025)

SUMMONS Returned Executed by Cornerstone Credit Union League, Consumer Data Industry Association. Consumer Financial Protection Bureau served on 1/21/2025. (Scarborough, Ryan) (Entered: 01/27/2025)

SUMMONS Returned Executed by Cornerstone Credit Union League, Consumer Data Industry Association. Rohit Chopra served on 1/21/2025. (Scarborough, Ryan) (Entered: 01/27/2025)

REPLY to Response re 9 MOTION for Preliminary Injunction filed by Cornerstone Credit Union League, Consumer Data Industry Association. (Scarborough, Ryan) (Entered: 01/27/2025)

SUMMONS Returned Executed by Cornerstone Credit Union League, Consumer Data Industry Association. Consumer Financial Protection Bureau served on 1/23/2025. (Scarborough, Ryan) (Entered: 01/29/2025)

SUMMONS Returned Executed by Cornerstone Credit Union League, Consumer Data Industry Association. Rohit Chopra served on 1/23/2025. (Scarborough, Ryan) (Entered: 01/29/2025)

UNOPPOSED MOTION to Stay and Notice of Relevant Developments by Consumer Financial Protection Bureau. (Attachments: # 1 Proposed Order)(Krause, Amanda) (Entered: 02/05/2025)

1 Proposed Order

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ORDER granting 23 UNOPPOSED MOTION to Stay. It is therefore ORDERED that Defendants' request for the entry of an agreed-upon, 90-day preliminary injunction is GRANTED, and the effective date of the Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V), 90 Fed. Reg. 3276 (Jan. 14, 2025), is STAYED under 5 U.S.C. § 705 until June 15, 2025. It is further ORDERED that all deadlines scheduled in this matter are STAYED until May 7, 2025. It is further ORDERED that the hearing on Plaintiffs' Motion for a Preliminary Injunction is rescheduled to May 12, 2025, at 1:00 p.m. at the United States Courthouse located at 7940 Preston Road, Courtroom 105, Plano, Texas. Signed by District Judge Sean D. Jordan on 2/6/2025. (CLC) (Entered: 02/06/2025)

Set/Reset Motion and R&R Deadlines/Hearings

Reset Hearing as to 9 MOTION for Preliminary Injunction . Motion Hearing set for 5/12/2025 at 01:00 PM in Ctrm 105 (Plano) before District Judge Sean D. Jordan. (CLC)

NOTICE of Attorney Appearance - Pro Hac Vice by Jennifer Spieler Wagner on behalf of David Deeds, Tzedek DC, New Mexico Center on Law and Poverty, Harvey Coleman. Filing fee $ 100, receipt number ATXEDC-10689791. (Wagner, Jennifer) (Entered: 02/21/2025)

MOTION to Intervene by David Deeds, Tzedek DC, New Mexico Center on Law and Poverty, Harvey Coleman. (Attachments: # 1 Ex. 1 - CFPB Finalizes Rule, # 2 Ex. 2 - CFPB Report, # 3 Ex. 3 - Coleman Dec., # 4 Ex. 4 - Deeds Dec., # 5 Ex. 5 - Levinson-Waldman Dec., # 6 Ex. 6 - Manne Dec., # 7 Ex. 7 - Vought Email, # 8 Ex. 8 - NTEU v. CFPB Order, # 9 Rule 7.1 Disclosure Statement, # 10 Proposed Order Granting Motion to Intervene, # 11 Proposed Answer)(Wagner, Jennifer) (Entered: 02/24/2025)

1 Ex. 1 - CFPB Finalizes Rule

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2 Ex. 2 - CFPB Report

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3 Ex. 3 - Coleman Dec.

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4 Ex. 4 - Deeds Dec.

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5 Ex. 5 - Levinson-Waldman Dec.

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6 Ex. 6 - Manne Dec.

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7 Ex. 7 - Vought Email

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8 Ex. 8 - NTEU v. CFPB Order

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9 Rule 7.1 Disclosure Statement

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10 Proposed Order Granting Motion to Intervene

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11 Proposed Answer

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NOTICE of Attorney Appearance - Pro Hac Vice by Chi Chi Wu on behalf of David Deeds, Tzedek DC, New Mexico Center on Law and Poverty, Harvey Coleman. Filing fee $ 100, receipt number ATXEDC-10693074. (Wu, Chi Chi) (Entered: 02/24/2025)

NOTICE of Attorney Appearance by Carla Leticia Sanchez-Adams on behalf of David Deeds, Tzedek DC, New Mexico Center on Law and Poverty, Harvey Coleman (Sanchez-Adams, Carla) (Entered: 02/24/2025)

RESPONSE in Opposition re 26 MOTION to Intervene filed by Cornerstone Credit Union League, Consumer Data Industry Association. (Attachments: # 1 Proposed Order)(More, Alexander) (Entered: 03/10/2025)

1 Proposed Order

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REPLY to Response re 26 MOTION to Intervene filed by David Deeds, Tzedek DC, New Mexico Center on Law and Poverty, Harvey Coleman. (Wagner, Jennifer) (Entered: 03/17/2025)

JOINT MOTION to Approve Consent Judgment by Rohit Chopra, Consumer Financial Protection Bureau. (Attachments: # 1 Proposed Order)(Matthews, Andrea) (Entered: 04/30/2025)

1 Proposed Order

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ORDER Re: 31 JOINT MOTION to Approve Consent Judgment. Signed by District Judge Sean D. Jordan on 4/30/2025 and cancelling preliminary-injunction hearing set for 5/12/2025.(ldm) (Entered: 04/30/2025)

NOTICE: The preliminary injunction hearing set for 5/12/2025 is cancelled. The Court will reschedule the hearing if necessary. (ldm)

JOINT MOTION grant intervention, delay effective date of medical debt rule, and set briefing schedule re 32 Terminate Hearings, Order by All Plaintiffs. (Attachments: # 1 Proposed Order)(More, Alexander) (Entered: 05/06/2025)

1 Proposed Order

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NOTICE of Hearing: Telephone Conference set for 5/8/2025 at 4:00 PM before District Judge Sean D. Jordan. (ldm) (Entered: 05/08/2025)

Minute Entry for proceedings held before District Judge Sean D. Jordan: Telephone Conference held on 5/8/2025 from 04:00 - 04:15 p.m. Attorney Appearances: Plaintiff - Ryan Scarborough, Christopher Baldacci, Eric Blankenstein, Jesse Smallwood, Alex Moore, and Andrea Reed; Defense - Amanda Krause and Andrea Matthews; Intervenors - Jennifer Wagner, Carla Sanchez-Adams and Chi Chi Wu. No exhibits. (Court Reporter - Not Recorded) (ldm) (Entered: 05/08/2025)

Notice of Hearing

Telephone Conference

ORDER. It is ORDERED that Plaintiffs' and Defendants' Joint Motion to Approve Consent Judgment, (Dkt. # 31 ), and Plaintiffs' Motion for Preliminary Injunction, (Dkt. # 9 ), are set for hearing on June 11, 2025, at 1:00 p.m. at the United States Courthouse, 7940 Preston Road, Courtroom 105, Plano, Texas, 75024. 33 JOINT MOTION grant intervention, delay effective date of medical debt rule, and set briefing schedule re 32 Terminate Hearings, is GRANTED IN PART. It is ORDERED that Proposed Intervenors' Motion to Intervene, (Dkt. # 26 ), is GRANTED. It is further ORDERED that the effective date of the Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V), 90 Fed. Reg. 3276 (Jan. 14, 2025), is STAYED until July 28, 2025. Signed by District Judge Sean D. Jordan on 5/9/2025. (CLC) (Entered: 05/09/2025)

UNOPPOSED MOTION for Leave to File Excess Pages by Harvey Coleman, David Deeds, New Mexico Center on Law and Poverty, Tzedek DC. (Attachments: # 1 Proposed Order)(Wagner, Jennifer) (Entered: 05/22/2025)

1 Proposed Order

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RESPONSE in Opposition re 9 MOTION for Preliminary Injunction, 31 JOINT MOTION to Approve Consent Judgment filed by Harvey Coleman, David Deeds, New Mexico Center on Law and Poverty, Tzedek DC. (Attachments: # 1 Proposed Order Denying Motion for Preliminary Injunction and Joint Motion to Approve Consent Judgment)(Wagner, Jennifer) (Entered: 05/22/2025)

1 Proposed Order Denying Motion for Preliminary Injunction and Joint Motion to App

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NOTICE of Attorney Appearance by Brian Dean East on behalf of Disability Rights Texas, et al. (East, Brian) (Entered: 05/22/2025)

UNOPPOSED MOTION for Leave to File Amici Curiae Brief by Disability Rights Texas, et al.. (Attachments: # 1 Proposed Order Granting Motion for Leave to Amici Curiae Brief)(East, Brian) (Entered: 05/22/2025)

1 Proposed Order Granting Motion for Leave to Amici Curiae Brief

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Amicus Curiae APPEARANCE entered by Brian Dean East on behalf of Disability Rights Texas, et al.. (East, Brian) (Entered: 05/22/2025)

ORDER granting 37 Motion for Leave to File Excess Pages; granting 40 Motion for Leave to File. It is therefore ORDERED that Defendant-Intervenors' Opposition to Joint Motion to Approve Consent Judgment and Plaintiffs' Motion for Preliminary Injunction, (Dkt. # 38 ), and Amici Curiae's Brief in Support of Defendant-Intervenors' Motion, (Dkt. # 41 ), are deemed properly filed. Signed by District Judge Sean D. Jordan on 5/23/2025. (CLC) (Entered: 05/23/2025)

NOTICE of Attorney Appearance - Pro Hac Vice by Sahar Takshi on behalf of Disability Rights Texas, et al.. Filing fee $ 100, receipt number ATXEDC-10867543. (Takshi, Sahar) (Entered: 05/28/2025)

REPLY to Response re 31 JOINT MOTION to Approve Consent Judgment filed by Consumer Financial Protection Bureau, Russell Vought. (Matthews, Andrea) (Entered: 05/30/2025)

UNOPPOSED MOTION for Leave to File Excess Pages in Reply Brief in Support of Motion for Consent Judgment and Preliminary or Permanent Injunction by All Plaintiffs. (Attachments: # 1 Proposed Order)(More, Alexander) (Entered: 05/30/2025)

1 Proposed Order

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REPLY to Response re 9 MOTION for Preliminary Injunction, 31 JOINT MOTION to Approve Consent Judgment filed by Consumer Data Industry Association, Cornerstone Credit Union League. (More, Alexander) (Entered: 05/30/2025)

ORDER granting 45 Motion for Leave to Exceed the Page Limit. It is ORDERED that Plaintiffs' Reply Brief in Support of Consent Judgment and Preliminary or Permanent Injunction, (Dkt. # 46 ), is deemed properly filed. Signed by District Judge Sean D. Jordan on 6/4/2025. (CLC) (Entered: 06/04/2025)

Minute Entry for proceedings held before District Judge Sean D. Jordan: Motion Hearing held on 6/11/2025 from 01:07 - 03:13 re 9 MOTION for Preliminary Injunction filed by Cornerstone Credit Union League, Consumer Data Industry Association. Attorney Appearances: Plaintiff - Jesse Smallwood, Eric Blankenstein, Alex More, Andrea Reed, Christopher Baldacci; Defense - Andrea Matthews; Intervenors - Jennifer Wagner, Chichi Wu, Carla Sanchez-Adams. No exhibits. (Court Reporter - Ruth Weese) (bss) (Entered: 06/11/2025)

ORDER: Defendant-Intervenors may file their supplemental brief of no more than eight pages by June 16, 2025. Plaintiffs and Defendants may file their supplemental brief(s) in response of no more than eight pages total by June 20, 2025. Signed by District Judge Sean D. Jordan on 6/12/2025. (mmc) (Entered: 06/12/2025)

RESPONSE to 49 Order, filed by Harvey Coleman, David Deeds, New Mexico Center on Law and Poverty, Tzedek DC. (Wagner, Jennifer) (Entered: 06/16/2025)

JOINT RESPONSE in Support re 31 JOINT MOTION to Approve Consent Judgment or Summary Judgment filed by Cornerstone Credit Union League. (More, Alexander) (Entered: 06/20/2025)

MEMORANDUM OPINION AND ORDER granting 31 JOINT MOTION to Approve Consent Judgment filed by Rohit Chopra, Consumer Financial Protection Bureau It is further ORDERED that the Medical Debt RuleProhibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V), 90 Fed. Reg. 3276 (Jan. 14, 2025)is hereby SET ASIDE and VACATED. Signed by District Judge Sean D. Jordan on 7/11/2025. (mmc)

FINAL JUDGMENT. Signed by District Judge Sean D. Jordan on 7/11/2025. (mmc) (Entered: 07/11/2025)