Case: United States v. Old Kent Financial Corporation

2:04-cv-71879 | U.S. District Court for the Eastern District of Michigan

Filed Date: May 19, 2004

Closed Date: 2007

Clearinghouse coding complete

Case Summary

The Department of Justice filed suit on May 19, 2004, against the Defendant-lender in the U.S. District Court for the Eastern District of Michigan, and the parties entered a settlement agreement that same day. The DOJ filed suit under the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691. The DOJ alleged that Old Kent had engaged in a race-based pattern of locating or acquiring new addresses. The DOJ cited statistics in its Compliant indicating that the…

The Department of Justice filed suit on May 19, 2004, against the Defendant-lender in the U.S. District Court for the Eastern District of Michigan, and the parties entered a settlement agreement that same day. The DOJ filed suit under the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691. The DOJ alleged that Old Kent had engaged in a race-based pattern of locating or acquiring new addresses. The DOJ cited statistics in its Compliant indicating that the Defendant-lender had deliberately expanded its business in the Detroit metropolitan area to avoid entering areas lived in by a substantial number of minorities.

Under the settlement agreement entered into by the parties, the Defendant-lender agreed to conduct outreach and marketing efforts among Detroit's African-American community; to open three branch offices in predominantly African-American neighborhoods during the three year term of the settlement agreement; and to seek out African-American employees for hire and advancement. The agreement was in effect from 2004-2007, and the case is now closed.

Similar cases brought forth by the Department of Justice against lenders due to allegations of redlining include United States v. Centier Bank, United States v. First American Bank, and United States v. Citizens Republic Bancorp, Inc..

Summary Authors

Andrew Nash (6/2/2008)

Megan Richardson (4/14/2014)

People


Judge(s)

Morgan, Virginia M. (Michigan)

Tarnow, Arthur J. (Michigan)

Attorneys(s) for Plaintiff

Acosta, R. Alexander (District of Columbia)

Ashcroft, John (District of Columbia)

Collins, Jeffrey (Michigan)

Levy, Judith Ellen (Michigan)

Moran, Timothy (District of Columbia)

O'Brian, Valerie R. (District of Columbia)

Rosenbaum, Steven H. (District of Columbia)

Thompson, Pamela (Michigan)

Judge(s)

Morgan, Virginia M. (Michigan)

Tarnow, Arthur J. (Michigan)

Attorneys(s) for Plaintiff

Acosta, R. Alexander (District of Columbia)

Ashcroft, John (District of Columbia)

Collins, Jeffrey (Michigan)

Levy, Judith Ellen (Michigan)

Moran, Timothy (District of Columbia)

O'Brian, Valerie R. (District of Columbia)

Rosenbaum, Steven H. (District of Columbia)

Thompson, Pamela (Michigan)

Attorneys(s) for Defendant

Martin, Rodney D. (Michigan)

Raman, Anand S. (District of Columbia)

Sandler, Andrew L. (District of Columbia)

Documents in the Clearinghouse

Document

2:04-cv-71879

Docket (PACER)

United States of America v. Old Kent Financial Corporation et al

July 21, 2004

July 21, 2004

Docket
2

2:04-cv-71879

Settlement Agreement

United States of America v. Old Kent Financial Corporation and Old Kent Bank

2004 WL 115779, 2004 U.S.Dist.LEXIS 9235

May 19, 2004

May 19, 2004

Settlement Agreement
1

2:04-cv-71879

Complaint

United States of America v. Old Kent Financial Corporation

May 19, 2004

May 19, 2004

Complaint

Resources

Docket

Last updated June 2, 2022, 3:15 a.m.

Docket sheet not available via the Clearinghouse.

Case Details

State / Territory: Michigan

Case Type(s):

Fair Housing/Lending/Insurance

Key Dates

Filing Date: May 19, 2004

Closing Date: 2007

Case Ongoing: No

Plaintiffs

Plaintiff Description:

U.S. Department of Justice on behalf of persons who have been victims to Old Kent Bank and Old Kent Financial Corporation's discriminatory policies.

Plaintiff Type(s):

U.S. Dept of Justice plaintiff

Attorney Organizations:

U.S. Dept. of Justice Civil Rights Division

Public Interest Lawyer: Yes

Filed Pro Se: No

Class Action Sought: No

Class Action Outcome: Not sought

Defendants

Old Kent Bank, Private Entity/Person

Old Kent Financial Corporation, Private Entity/Person

Case Details

Causes of Action:

Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.

Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691

Availably Documents:

Trial Court Docket

Complaint (any)

Injunctive (or Injunctive-like) Relief

Outcome

Prevailing Party: Plaintiff

Nature of Relief:

Injunction / Injunctive-like Settlement

Source of Relief:

Settlement

Form of Settlement:

Court Approved Settlement or Consent Decree

Order Duration: 2004 - 2007

Issues

General:

Funding

Discrimination-area:

Lending

Discrimination-basis:

Race discrimination

Race:

Black