Case: United States v. Mid-America Bank, FSB

1:02-cv-09458 | U.S. District Court for the Northern District of Illinois

Filed Date: Dec. 30, 2002

Closed Date: 2008

Clearinghouse coding complete

Case Summary

On December 30, 2002, the United States filed a complaint in the United States District Court for the Northern District of Illinois under the Equal Credit Opportunity Act and the Fair Housing Act against Mid-America Bank, FSB, claiming that the bank discriminated against minority neighborhoods in its market area. Specifically, the federal government alleged that the bank had no full-service branches in minority neighborhoods, purposely designed the boundaries of its lending area to exclude these neighborhoods, and avoided working with real estate professionals and builders in minority neighborhoods.

On April 17, 2003, the case was dismissed pursuant to an agreed consent order. On January 9, 2008 the consent order was terminated and the case was dismissed with prejudice.

Summary Authors

Megan Dolan (5/29/2014)

People


Judge(s)

Gottschall, Joan B. (Illinois)

Attorneys(s) for Plaintiff

Ashcroft, John (District of Columbia)

Boyd, Ralph F. Jr. (District of Columbia)

Dougherty , Burtis M. (District of Columbia)

Fitzgerald, Patrick J. (Illinois)

Laser, Joan (Illinois)

Magagna, Joan A. (District of Columbia)

Murphy, Donna M. (District of Columbia)

O'Brian, Valerie R. (District of Columbia)

Rosenbaum, Steven H. (District of Columbia)

Judge(s)

Gottschall, Joan B. (Illinois)

Attorneys(s) for Plaintiff

Ashcroft, John (District of Columbia)

Boyd, Ralph F. Jr. (District of Columbia)

Dougherty , Burtis M. (District of Columbia)

Fitzgerald, Patrick J. (Illinois)

Laser, Joan (Illinois)

Magagna, Joan A. (District of Columbia)

Murphy, Donna M. (District of Columbia)

O'Brian, Valerie R. (District of Columbia)

Rosenbaum, Steven H. (District of Columbia)

Seward, Jon M. (District of Columbia)

Attorneys(s) for Defendant

McKay, Daniel C. II (Illinois)

McLaughlin, James A. (District of Columbia)

Montana, James S. Jr. (Illinois)

Nelson, Bruce C. (Illinois)

Veta, D. Jean (District of Columbia)

Documents in the Clearinghouse

Document

1:02-cv-09458

Docket

USA v. Mid Amer Bk

Jan. 10, 2008

Jan. 10, 2008

Docket

1:02-cv-09458

Justice Department Announces Settlement With Mid America Bank Regarding Alleged Discrimination in Lending

United States v. Mid America Bank

No Court

Oct. 30, 2002

Oct. 30, 2002

Press Release
3

1:02-cv-09458

Proposed Consent Order

United States of America v. Mid America Bank

Dec. 30, 2002

Dec. 30, 2002

Order/Opinion
2

1:02-cv-09458

Answer

United States of America v. Mid America Bank

Dec. 30, 2002

Dec. 30, 2002

Pleading / Motion / Brief
1

1:02-cv-09458

Complaint

United States of America v. Mid America Bank

Dec. 30, 2002

Dec. 30, 2002

Complaint
9

1:02-cv-09458

Joint Motion to Terminate Consent Order

United States of America v. Mid America Bank

Dec. 17, 2007

Dec. 17, 2007

Pleading / Motion / Brief
9-2

1:02-cv-09458

Proposed Order

United States of America v. Mid America Bank

Dec. 17, 2007

Dec. 17, 2007

Order/Opinion

Resources

Docket

Last updated May 30, 2022, 3:11 a.m.

ECF Number Description Date Link Date / Link
2

ANSWER by defendant to the complaint [1−1] (las) (Entered: 12/30/2002)

Dec. 30, 2002

Dec. 30, 2002

3

MINUTE ORDER of 1/8/03 by Hon. Joan B. Gottschall : The applications of D. Jean Veta and James A. McLaughlin to appear pro hac vice on behalf of the defendant Mid America Bank, feb are granted. (Entered consent order). Mailed notice (cem) (Entered: 01/10/2003)

Jan. 8, 2003

Jan. 8, 2003

4

APPLICATION for leave to appear pro hac vice for defendant Mid America Bank by D. Jean Veta; Order entered granting leave by Hon. Joan B. Gottschall. (cem) (Entered: 01/10/2003)

Jan. 8, 2003

Jan. 8, 2003

5

APPLICATION for leave to appear pro hac vice for defendant Mid America Bank by James A. McLaughlin; Order entered granting leave by Hon. Joan B. Gottschall. (cem) (Entered: 01/10/2003)

Jan. 8, 2003

Jan. 8, 2003

6

ATTORNEY APPEARANCE for defendant Mid America Bank by James S. Montana, Jr. and Bruce C. Nelson. (cem) (Entered: 01/10/2003)

Jan. 8, 2003

Jan. 8, 2003

7

ATTORNEY APPEARANCE for defendant Mid America Bank by D. Jean Veta and James A. McLaughlin. (cem) (Entered: 01/10/2003)

Jan. 8, 2003

Jan. 8, 2003

SCHEDULE set on 1/31/03 by Hon. Joan B. Gottschall : Status hearing set to 9:30 4/17/03 . Plaintiff is directed to advise the defendants of the status hearing forthwith. Parties are directed to discuss settlement of case, consent to proceed before the Magistrate Judge and a proposed discovery plan. See Judge Gottschall's civil case management packet for important information about pretrial case management procedures. This information is also located on the court's website: http://www.ilnd.uscourts.gov. Mailed notice (mmm) (Entered: 01/31/2003)

Jan. 31, 2003

Jan. 31, 2003

8

MINUTE ORDER of 4/17/03 by Hon. Joan B. Gottschall : Pursuant to agreed consent order submitted jointly by the parties on 1/8/03, this case is hereby dismissed. Terminating case . Mailed notice (cem) (Entered: 04/17/2003)

April 17, 2003

April 17, 2003

9

MOTION by Plaintiff United States of America, Defendant Mid−America Bank, FSBto Terminate Consent Order (Joint Motion) (Attachments: # 1 Text of Proposed Order)(Laser, Joan) (Entered: 12/17/2007)

Dec. 17, 2007

Dec. 17, 2007

10

NOTICE of Motion by Joan Cagen Laser for presentment of motion for miscellaneous relief 9 before Honorable Joan B. Gottschall on 1/10/2008 at 09:30 AM. (Laser, Joan) (Entered: 12/17/2007)

Dec. 17, 2007

Dec. 17, 2007

11

MINUTE entry before Judge Joan B. Gottschall :MOTION by Plaintiff United States of America, Defendant Mid−America Bank, to Terminate Consent Order (Joint Motion) 9 is granted. Civil case terminted.Mailed notice (tlp, ) (Entered: 01/09/2008)

Jan. 9, 2008

Jan. 9, 2008

12

MINUTE entry before Judge Joan B. Gottschall :Enter order. This case is dismissed with prejudice. Mailed notice (gmr, ) (Entered: 01/14/2008)

Jan. 10, 2008

Jan. 10, 2008

13

ORDER Signed by Judge Joan B. Gottschall on 1/10/2008. (gmr, ) (Entered: 01/14/2008)

Jan. 10, 2008

Jan. 10, 2008

Case Details

State / Territory: Illinois

Case Type(s):

Fair Housing/Lending/Insurance

Key Dates

Filing Date: Dec. 30, 2002

Closing Date: 2008

Case Ongoing: No

Plaintiffs

Plaintiff Description:

The United States on behalf of African-American and Hispanic loan applicants.

Plaintiff Type(s):

U.S. Dept of Justice plaintiff

Attorney Organizations:

U.S. Dept. of Justice Civil Rights Division

Public Interest Lawyer: Yes

Filed Pro Se: No

Class Action Sought: No

Class Action Outcome: Not sought

Defendants

Mid-America Bank, FSB, Private Entity/Person

Defendant Type(s):

Bank or credit provider

Case Details

Causes of Action:

Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.

Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691

Availably Documents:

Trial Court Docket

Outcome

Prevailing Party: Plaintiff

Nature of Relief:

Injunction / Injunctive-like Settlement

Source of Relief:

Settlement

Form of Settlement:

Court Approved Settlement or Consent Decree

Order Duration: 2003 - 2008

Content of Injunction:

Reporting

Issues

General:

Disparate Impact

Housing

Discrimination-area:

Housing Sales/Rental

Lending

Discrimination-basis:

National origin discrimination

Race discrimination

Race:

Black

National Origin/Ethnicity:

Hispanic