Case: U.S. v. Chevy Chase Federal Savings Bank

1:94-cv-01829 | U.S. District Court for the District of Columbia

Filed Date: Aug. 22, 1994

Closed Date: Aug. 22, 1999

Clearinghouse coding complete

Case Summary

The Department of Justice filed suit on August 22, 1994, in the U.S. District Court for the District of Columbia, alleging violations of the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691-1691f. The DOJ alleged that the Defendant, the largest private lending institution in the Washington, D.C. metropolitan area, had expanded its business operations in recent years to accommodate growth in predominantly white areas while intentionally avoid[ing] the s…

The Department of Justice filed suit on August 22, 1994, in the U.S. District Court for the District of Columbia, alleging violations of the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691-1691f. The DOJ alleged that the Defendant, the largest private lending institution in the Washington, D.C. metropolitan area, had expanded its business operations in recent years to accommodate growth in predominantly white areas while intentionally avoid[ing] the servicing of identifiably African American residential areas. The DOJ alleged that the Defendants' practices had the effect of redlining and represented race-based denials of credit for home purchases in violation of the FHA.

The same day the Complaint was filed U.S. District Court Judge June L. Green approved a consent decree between the parties. Under the consent decree, Chevy Chase denied any violation of federal anti-discrimination laws but agreed to invest $11 million in predominantly black neighborhoods, including $7 million specifically for home equity loans. The bank also agreed to market its products directly to predominantly black areas in the Washington metro region, to implement a training program for its staff, and to recruit minority employees to help it better serve Washington's black population. The District Court retained jurisdiction over the case for five years after the consent decree was entered. The case is now closed.

Summary Authors

Andrew Nash (6/2/2008)

People


Judge(s)

Green, June Lazenby (District of Columbia)

Attorneys(s) for Plaintiff

Bates, John D. (District of Columbia)

Hancock, Paul F. (District of Columbia)

Holder, Eric H. Jr. (District of Columbia)

Johnson, Madelyn E. (District of Columbia)

O'Brian, Valerie R. (District of Columbia)

Patrick, Deval L. (District of Columbia)

Reno, Janet (District of Columbia)

Rivera, Frederick B. (District of Columbia)

Attorneys(s) for Defendant

Bennett, Robert Stephen (District of Columbia)

Judge(s)

Green, June Lazenby (District of Columbia)

Attorneys(s) for Plaintiff

Bates, John D. (District of Columbia)

Hancock, Paul F. (District of Columbia)

Holder, Eric H. Jr. (District of Columbia)

Johnson, Madelyn E. (District of Columbia)

O'Brian, Valerie R. (District of Columbia)

Patrick, Deval L. (District of Columbia)

Reno, Janet (District of Columbia)

Rivera, Frederick B. (District of Columbia)

Attorneys(s) for Defendant

Bennett, Robert Stephen (District of Columbia)

Mason, Heidi L. (District of Columbia)

Sandler, Andrew L. (District of Columbia)

Sweet, William J. Jr. (District of Columbia)

Documents in the Clearinghouse

Document

Docket [PACER]

Aug. 24, 1994 Docket
3

Consent Decree

Aug. 22, 1994 Settlement Agreement
1

Complaint

Aug. 22, 1994 Complaint

Docket

Last updated May 12, 2022, 8 p.m.

ECF Number Description Date Link
1

COMPLAINT filed by plaintiff(s) USA; Exhibits (3); jury demand (sm) (Entered: 08/24/1994)

Aug. 22, 1994

SUMMONS NOT ISSUED. (sm) (Entered: 08/24/1994)

Aug. 22, 1994
2

ANSWER TO COMPLAINT [1-1] by defendant CHEVY CHASE FED. SAV, defendant B.F. SAUL MORTGAGE . (sm) (Entered: 08/24/1994)

Aug. 22, 1994
3

CONSENT DECREE by plaintiff(s) USA, defendant CHEVY CHASE FED. SAV, defendant B.F. SAUL MORTGAGE setting forth certain conditions, with this Court retaining jurisdiction; "So Ordered". Judge Stanley S. Harris for Judge June L. Green. (emh) Modified on 09/12/1994 (Entered: 08/24/1994)

Aug. 22, 1994

MAILED ADR brochure and Meet and Confer list to defendant CHEVY CHASE FED. SAV, defendant B.F. SAUL MORTGAGE . (sm) (Entered: 08/24/1994)

Aug. 24, 1994

State / Territory: District of Columbia

Case Type(s):

Fair Housing/Lending/Insurance

Key Dates

Filing Date: Aug. 22, 1994

Closing Date: Aug. 22, 1999

Case Ongoing: No

Plaintiffs

Plaintiff Description:

The U.S.A on behalf of those who were discriminated based on race regarding real estate related transactions with Chevy Chase, as in being denied dwellings to persons because of race, the sale of dwellings, and denying credit transactions.

Public Interest Lawyer: No

Filed Pro Se: No

Class Action Sought: No

Class Action Outcome: Not sought

Defendants

Chevy Chase Federal Savings Bank (Washington, DC, District of Columbia), Federal

B.F. Saul Mortgage Company, Private Entity/Person

Case Details

Causes of Action:

Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.

Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691

Availably Documents:

Trial Court Docket

Complaint (any)

Injunctive (or Injunctive-like) Relief

Outcome

Prevailing Party: Plaintiff

Nature of Relief:

Injunction / Injunctive-like Settlement

Damages

Source of Relief:

Settlement

Form of Settlement:

Court Approved Settlement or Consent Decree

Order Duration: 1994 - 1999