Case: Consumer Protection Financial Bureau v. Trident Mortgage Company LP

2:22-cv-02936 | U.S. District Court for the Eastern District of Pennsylvania

Filed Date: July 27, 2022

Closed Date: June 2, 2025

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Case Summary

This is a case challenging a mortgage company’s alleged discriminatory lending practices. On July 27, 2022, the Consumer Financial Protection Bureau (CFPB) filed this lawsuit in the U.S. District Court for the Eastern District of Pennsylvania. The CFPB sued Trident Mortgage Company LP, asserting violations of the Fair Housing Act (FHA) and the Equal Credit Opportunity Act (ECOA). The CFPB alleged that Trident engaged in unlawful redlining by refusing to provide home loans and other mortgage services in majority-Black and Hispanic neighborhoods, while concentrating its outreach, advertising, and marketing in majority-white neighborhoods. The CFPB sought injunctive, declaratory, and monetary relief, including damages and restitution, along with attorney’s fees and a civil penalty against Trident. The case was assigned to District Judge Kai N. Scott.

On July 27, 2022, the parties filed a joint motion for approval and entry of a proposed consent order. The terms required Trident to conduct a credit needs assessment, provide fair lending training, and implement targeted advertising in underserved areas, among other things, and would remain in effect for five years. On September 14, 2022, the court signed the consent order.

On May 22, 2024, the case was reassigned to District Judge Kai N. Scott.

On March 13, 2025, after reviewing the consent order, the court dismissed the case but retained jurisdiction to enforce the order.

On May 23, 2025, the CFPB filed a motion to terminate the consent order early and dismiss the case, arguing that Trident had demonstrated a commitment to remediation. On June 2, 2025, the court granted the CFPB’s motion.

Summary Authors

Alexis Gil (6/29/2026)

People

For PACER's information on parties and their attorneys, see: https://www.courtlistener.com/docket/64435577/parties/consumer-financial-protection-bureau-v-trident-mortgage-company-lp/

Judge(s)

Pratter, Gene E.K. (Pennsylvania)

Attorney for Plaintiff

Niles, Sara Lewenberg (Pennsylvania)

Attorney for Defendant

HALL, KARI (Pennsylvania)

PITTINSKY, DAVID H. (Pennsylvania)

SHANNON, JESSICA M (Pennsylvania)

Judge(s)

Pratter, Gene E.K. (Pennsylvania)

Attorney for Plaintiff

Niles, Sara Lewenberg (Pennsylvania)

SULLIVAN, GERALD B. (Pennsylvania)

Watson, Rebeccah Golubock (Pennsylvania)

Attorney for Defendant

HALL, KARI (Pennsylvania)

PITTINSKY, DAVID H. (Pennsylvania)

SHANNON, JESSICA M (Pennsylvania)

TUCKER, JONICE GRAY (Pennsylvania)

Attorney Contact Information via CourtListener

Documents in the Clearinghouse

Documents in this case

1 2:22-cv-02936	Complaint	July 27, 2022	July 27, 2022 Complaint
2 2:22-cv-02936	Consent Order Consumer Financial Protection Bureau et al. v. Trident Mortgage Company LP	July 27, 2022	July 27, 2022 Order/Opinion
13 2:22-cv-02936	Consent Order	Sept. 14, 2022	Sept. 14, 2022 Order/Opinion
15 2:22-cv-02936	Order Consumer Financial Protection Bureau et al. v. Trident Mortgage Company LP	March 13, 2025	March 13, 2025 Order/Opinion
16 2:22-cv-02936	Unopposed Motion To Terminate Consent Order And Dismiss With Prejudice Consumer Financial Protection Bureau et al. v. Trident Mortgage Company LP	May 23, 2025	May 23, 2025 Pleading / Motion / Brief
17 2:22-cv-02936	Order Consumer Financial Protection Bureau et al. v. Trident Mortgage Company LP	June 2, 2025	June 2, 2025 Order/Opinion

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Docket

See docket on RECAP: https://www.courtlistener.com/docket/64435577/consumer-financial-protection-bureau-v-trident-mortgage-company-lp/

Last updated Sept. 17, 2026, 4:49 a.m.

Docket for: CONSUMER FINANCIAL PROTECTION BUREAU v. TRIDENT MORTGAGE COMPANY LP

ECF Number	Date	Description	Link
1	July 27, 2022	COMPLAINT against TRIDENT MORTGAGE COMPANY LP, filed by CONSUMER FINANCIAL PROTECTION BUREAU. (Attachments: # 1 Exhibit A, # 2 Exhibit B, # 3 Exhibit C)(Watson, Rebeccah) (Additional attachment(s) added on 7/27/2022: # 4 Civil CoveCOMPLAINT against TRIDENT MORTGAGE COMPANY LP, filed by CONSUMER FINANCIAL PROTECTION BUREAU. (Attachments: # 1 Exhibit A, # 2 Exhibit B, # 3 Exhibit C)(Watson, Rebeccah) (Additional attachment(s) added on 7/27/2022: # 4 Civil Cover Sheet) # 5 Designation Form) (va). (Attachment 4 replaced on 7/27/2022) (sbt).r Sheet) # 5 Designation Form) (va). (Attachment 4 replaced on 7/27/2022) (sbt). (Attachment 5 replaced on 7/27/2022) (sbt). (Entered: 07/27/2022)	Clearinghouse
2	July 27, 2022	STIPULATION re 1 Complaint (IFP or Government Plaintiff) by CONSUMER FINANCIAL PROTECTION BUREAU. (Attachments: # 1 Civil Cover Sheet, # 2 Designation Form)(Watson, Rebeccah) (Attachments uploaded in error. Uploaded to Complaint as per Atty.) Modified on 7/27/2022 (va). (Entered: 07/27/2022)	Clearinghouse
3	July 27, 2022	EXHIBIT Revised Designation Form by CONSUMER FINANCIAL PROTECTION BUREAU.. (Watson, Rebeccah) (Entered: 07/27/2022)	RECAP
4	July 27, 2022	Summons Issued as to TRIDENT MORTGAGE COMPANY LP. Forwarded To: counsel on 7/27/22 (mbh) (Entered: 07/27/2022)	RECAP
	July 27, 2022	Attorney Required Forms
	July 27, 2022	Attorneys are required by local rule to complete and file both a Civil Cover Sheet and a Designation Form. Plaintiff's counsel is directed to file COMPLETED Designation Form, since the top section isn't complete, in this case using the Exhibit docket event. (sbt)
5	Aug. 2, 2022	NOTICE of Appearance by GERALD B. SULLIVAN on behalf of UNITED STATES OF AMERICA (SULLIVAN, GERALD) (Entered: 08/02/2022)	RECAP
6	Aug. 2, 2022	NOTICE of Appearance by Sara Lewenberg Niles on behalf of UNITED STATES OF AMERICA (Niles, Sara) (Entered: 08/02/2022)	RECAP
7	Aug. 10, 2022	NOTICE of Appearance by DAVID H. PITTINSKY on behalf of TRIDENT MORTGAGE COMPANY LP with Certificate of Service(PITTINSKY, DAVID) (Entered: 08/10/2022)	RECAP
8	Aug. 12, 2022	NOTICE of Hearing: TELEPHONE CONFERENCE SET FOR 8/19/2022 AT 10:00 AM BEFORE THE HONORABLE GENE E.K. PRATTER.(sfl) (Entered: 08/12/2022)	RECAP
9	Aug. 17, 2022	MOTION for Leave to Appear Pro Hac Vice filed by TRIDENT MORTGAGE COMPANY LP.Declaration, Certificate of Service.(PITTINSKY, DAVID) (Entered: 08/17/2022)	RECAP
10	Aug. 17, 2022	ORDER RE: EACH ATTORNEY SHALL HAVE UNTIL 8/24/2022 TO REMIT THE $40 FILING FEE TO THE CLERK OF COURT OR THE COURT WILL DENY THE MOTION 9 WITHOUT PREJUDICE.. SIGNED BY THE HONORABLE GENE E.K. PRATTER ON 8/17/2022. 8/17/2022 ENTERED AND COPIES E-MAILED.(sfl) (Entered: 08/17/2022)	RECAP
11	Aug. 18, 2022	Filing fee: $ 120, receipt number 20001307. (mbh) (Entered: 08/18/2022)	RECAP
12	Aug. 18, 2022	ORDER granting 9 MOTION FOR LEAVE TO APPEAR. SIGNED BY THE HONORABLE GENE E.K. PRATTER ON 8/18/2022.8/18/2022 ENTERED AND COPIES E-MAILED.(sfl) (Entered: 08/18/2022)	RECAP
13	Sept. 14, 2022	CONSENT ORDER. SIGNED BY THE HONORABLE GENE E.K. PRATTER ON 9/14/2022. 9/14/2022 ENTERED AND COPIES E-MAILED.(sfl) (Entered: 09/14/2022)	Clearinghouse
14	May 22, 2024	ORDER THAT THIS CASE IS REASSIGNED FROM DISTRICT JUDGE GENE E.K. PRATTER TO DISTRICT JUDGE KAI N. SCOTT FOR ALL FURTHER PROCEEDINGS. SIGNED BY GEORGE V WYLESOL, CLERK OF COURT ON 5/22/24. 5/22/24 ENTERED AND E-MAILED.(JL) (Entered: 05/22/2024)	RECAP
15	March 13, 2025	ORDER THAT THIS CASE IS DISMISSED. THE CLERK OF COURT IS DIRECTED TO CLOSE THIS MATTER. THIS COURT RETAINS JURISDICTION OF THIS MATTER FOR THE PURPOSE OF ENFORCING THE CONSENT ORDER. SIGNED BY DISTRICT JUDGE KAI N. SCOTT ON 3/13/25. 3/13/25 ENTERED AND COPIES E-MAILED.(mbh) (Entered: 03/13/2025)	Clearinghouse
16	May 23, 2025	Consent MOTION for Order to Terminate Consent Order and to Dismiss Action With Prejudice (Uncontested) filed by CONSUMER FINANCIAL PROTECTION BUREAU, UNITED STATES OF AMERICA.Local Rule Certification that Motion is Uncontested and Certificate of Service. (Attachments: # 1 Text of Proposed Order)(SULLIVAN, GERALD) (Entered: 05/23/2025) 1 Text of Proposed Order View on RECAP	Clearinghouse
17	June 2, 2025	ORDER THAT THIS CASE IS TERMINATED AND THIS CASE IS DISMISSED WITHH PREJUDICE. SIGNED BY DISTRICT JUDGE KAI N. SCOTT ON 6/2/25. 6/2/25 ENTERED AND COPIES E-MAILED.(mbh) (Entered: 06/02/2025)	Clearinghouse

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Case Details

State / Territory:

Pennsylvania

Case Type(s):

Fair Housing/Lending/Insurance

Special Collection(s):

Trump Administration 2.0: Reversing Course on Existing Litigation

Fair Lending

Key Dates

Filing Date: July 27, 2022

Closing Date: June 2, 2025

Case Ongoing: No

Plaintiffs

Plaintiff Description:

The United States of America and the Consumer Financial Protection Bureau.

Plaintiff Type(s):

Non-DOJ federal government plaintiff

U.S. Dept of Justice plaintiff

Attorney Organizations:

U.S. Dept. of Justice Civil Rights Division

Public Interest Lawyer: Yes

Filed Pro Se: No

Class Action Sought: No

Class Action Outcome: Not sought

Defendants

Private Entity/Person

Trident Mortgage Company LP

Defendant Type(s):

Bank or credit provider

Jurisdiction-wide

Facility Type(s):

Non-government for-profit

Case Details

Causes of Action:

Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691

Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.

Other Dockets:

Eastern District of Pennsylvania 2:22-cv-02936

Available Documents:

Complaint (any)

Injunctive (or Injunctive-like) Relief

Trial Court Docket

Outcome

Prevailing Party: Plaintiff OR Mixed

Relief Sought:

Relief Granted:

Injunction / Injunctive-like Settlement

Source of Relief:

Settlement

Form of Settlement:

Court Approved Settlement or Consent Decree

Content of Injunction:

Comply with advertising/recruiting requirements

Discrimination Prohibition

Follow recruitment, hiring, or promotion protocols

Order Duration: 2022 - 2025

Issues

General/Misc.:

Discrimination Area:

Discrimination Basis:

National origin discrimination

Race discrimination

Affected Language(s):

Spanish

Affected National Origin/Ethnicity(s):

Hispanic

Affected Race(s):

Black

Recommended Citation

Case Summary of Consumer Protection Financial Bureau v. Trident Mortgage Company LP, Civil Rights Litig. Clearinghouse, https://clearinghouse.net/case/43429/ (last updated 6/29/2026).