Case: United States v. Citadel Federal Credit Union
2:24-cv-05426 | U.S. District Court for the Eastern District of Pennsylvania
Filed Date: Oct. 10, 2024
Clearinghouse coding complete
Case Summary
This is a case challenging a bank’s alleged discriminatory lending practices.
On October 10, 2024, the United States of America filed this lawsuit in the U.S. District Court for the Eastern District of Pennsylvania. The U.S. sued Citadel Federal Credit Union, asserting violations of the Fair Housing Act (FHA) and the Equal Credit Opportunity Act (ECOA). The U.S. alleged that Citadel engaged in unlawful redlining by refusing to provide home loans and other mortgage services in majority-Black and Hispanic neighborhoods. It further alleged that Citadel engaged in practices directed at prospective applicants that would discourage them from applying for credit in Citadel’s market area, among other things. The U.S. sought injunctive and declaratory relief, monetary damages, and a civil penalty against Citadel. The case was assigned to District Judge John R. Padova.
On October 10, 2024, the parties filed a joint motion for approval and entry of a proposed consent order. The terms required Citadel to provide fair lending training, submit an annual compliance report, and establish three new branches in underserved areas, among other things, and would remain in effect for five years. On October 22, 2024, Judge Padova signed the consent order.
On November 19, 2024, the court closed the case for administrative purposes.
Summary Authors
Alexis Gil (6/24/2026)
People
For PACER's information on parties and their attorneys, see: https://www.courtlistener.com/docket/69242924/parties/united-states-v-citadel-federal-credit-union/
Padova, John R. (Pennsylvania)
DEBRUICKER, LAUREN E. (Pennsylvania)
HUGHES, BRYAN C. (Pennsylvania)
EGAN, PATRICK J. (Pennsylvania)
PIPPETT, CHRISTOPHER J. (Pennsylvania)
Documents in the Clearinghouse
Docket
See docket on RECAP: https://www.courtlistener.com/docket/69242924/united-states-v-citadel-federal-credit-union/
Last updated Aug. 25, 2026, 4:55 a.m.
Docket for: United States v. CITADEL FEDERAL CREDIT UNION
Case Details
State / Territory:
Case Type(s):
Fair Housing/Lending/Insurance
Key Dates
Filing Date: Oct. 10, 2024
Case Ongoing: Perhaps, but long-dormant
Plaintiffs
Plaintiff Description:
The plaintiff is the Department of Justice (DOJ) which is an executive department of the United States federal government that oversees the domestic enforcement of federal laws and the administration of justice.
Attorney Organizations:
U.S. Dept. of Justice Civil Rights Division
Public Interest Lawyer: Yes
Filed Pro Se: No
Class Action Sought: No
Class Action Outcome: Not sought
Defendants
Private Entity/Person
Citadel Federal Credit Union
Defendant Type(s):
Facility Type(s):
Case Details
Causes of Action:
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Other Dockets:
Eastern District of Pennsylvania 2:24-cv-05426
Available Documents:
Injunctive (or Injunctive-like) Relief
Outcome
Prevailing Party: Plaintiff OR Mixed
Relief Sought:
Relief Granted:
Injunction / Injunctive-like Settlement
Source of Relief:
Form of Settlement:
Court Approved Settlement or Consent Decree
Content of Injunction:
Follow recruitment, hiring, or promotion protocols
Order Duration: 2024 - 2029
Issues
General/Misc.:
Discrimination Area:
Discrimination Basis:
National origin discrimination
Affected Language(s):
Affected National Origin/Ethnicity(s):
Affected Race(s):
Case Summary of United States v. Citadel Federal Credit Union, Civil Rights Litig. Clearinghouse, https://clearinghouse.net/case/45816/ (last updated 6/24/2026).