Case: United States v. Huntington Mortgage Company

1:95-cv-02211 | U.S. District Court for the Northern District of Ohio

Filed Date: Oct. 18, 1995

Closed Date: 1998

Clearinghouse coding complete

Case Summary

The Department of Justice filed suit in the U.S. District Court for the Northern District of Ohio on October 18, 1995, alleging violations of the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691-1691f. The DOJ alleged that Defendant-mortgage company charged black borrowers ten times the loan origination fees that it charged white borrowers in Cleveland over a two-year period.

The same day the Complaint was filed, the parties submitted a settlement agreement to the court. Under the three-year period of the settlement agreement, the Defendant-mortgage company agreed to abide by nondiscrimination laws, create a race-neutral policy for loan origination fees, and establish a monitoring program. The Defendant also agreed to set aside $420,000 to compensate 117 African-American customers who had been overcharged.

Summary Authors

Andrew Nash (6/2/2008)

People


Judge(s)

Nugent, Donald C. (Ohio)

Attorneys(s) for Plaintiff

Butler, Annette G. (Ohio)

Hancock, Paul F. (District of Columbia)

Patrick, Deval L. (District of Columbia)

Reno, Janet (District of Columbia)

Senhauser, William B. (Ohio)

Sweeney, Emily M. (Ohio)

Thabault, Isabelle M (District of Columbia)

Attorneys(s) for Defendant

Cook, Ronald S Jr (Ohio)

Judge(s)

Nugent, Donald C. (Ohio)

Attorneys(s) for Plaintiff

Butler, Annette G. (Ohio)

Hancock, Paul F. (District of Columbia)

Patrick, Deval L. (District of Columbia)

Reno, Janet (District of Columbia)

Senhauser, William B. (Ohio)

Sweeney, Emily M. (Ohio)

Thabault, Isabelle M (District of Columbia)

Attorneys(s) for Defendant

Cook, Ronald S Jr (Ohio)

Documents in the Clearinghouse

Document

1:95-cv-02211

Docket [PACER]

USA v. Huntington Mortgage

Oct. 18, 1995

Oct. 18, 1995

Docket
1

1:95-cv-02211

Complaint

Oct. 18, 1995

Oct. 18, 1995

Complaint
3

1:95-cv-02211

Settlement Agreement

Oct. 18, 1995

Oct. 18, 1995

Settlement Agreement

1:95-cv-02211

Fair Lending Enforcement Program

No Court

Jan. 1, 2001

Jan. 1, 2001

Press Release

Resources

Docket

Last updated Aug. 9, 2022, 3:01 a.m.

ECF Number Description Date Link Date / Link

FILING FEE WAIVED (B,BA A) (Entered: 10/18/1995)

Oct. 18, 1995

Oct. 18, 1995

ASSIGNMENT OF MAGISTRATE JUDGE pursuant to Local Rule 1:2.4, Assignment of Cases. In the event of referral this case will be referred to Mag. Judge Jack B. Streepy . 1 pg (V,K) (Entered: 10/18/1995)

Oct. 18, 1995

Oct. 18, 1995

1

COMPLAINT ( Service: summons issd, magistrate consent form issd) ( 7 pgs) (V,K) Modified on 10/19/1995 (Entered: 10/18/1995)

Oct. 18, 1995

Oct. 18, 1995

2

CIS filed by pltf USA. (1 pg) (V,K) (Entered: 10/18/1995)

Oct. 18, 1995

Oct. 18, 1995

3

CONSENT JUDGMENT dismissing case in favor of USA against deft for amt of $420,000.00 to compensate aggreived personas as defined and distr by deft pur to Settlement Agreement; Each part to bear its own costs and attys fees (issued on 10/18/95) ( pgs) Judge Donald C. Nugent (K,V) (Entered: 10/20/1995)

Oct. 18, 1995

Oct. 18, 1995

Case Details

State / Territory: Ohio

Case Type(s):

Fair Housing/Lending/Insurance

Special Collection(s):

Multi-LexSum (in sample)

Key Dates

Filing Date: Oct. 18, 1995

Closing Date: 1998

Case Ongoing: No

Plaintiffs

Plaintiff Description:

US DOJ on behalf of black and Hispanic loan applicants being charged higher 'overages.'

Plaintiff Type(s):

U.S. Dept of Justice plaintiff

Attorney Organizations:

U.S. Dept. of Justice Civil Rights Division

Public Interest Lawyer: Yes

Filed Pro Se: No

Class Action Sought: No

Class Action Outcome: Not sought

Defendants

The Huntington Mortgage Company (Cleveland), Private Entity/Person

Case Details

Causes of Action:

Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.

Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691

Availably Documents:

Trial Court Docket

Complaint (any)

Injunctive (or Injunctive-like) Relief

Outcome

Prevailing Party: Plaintiff

Nature of Relief:

Injunction / Injunctive-like Settlement

Damages

Source of Relief:

Settlement

Form of Settlement:

Court Approved Settlement or Consent Decree

Order Duration: 1995 - 1998

Issues

General:

Funding

Discrimination-area:

Lending

Discrimination-basis:

National origin discrimination

Race discrimination

Race:

Black

National Origin/Ethnicity:

Hispanic